What DSCR unlocks
We underwrite the property.
Not your paycheck.
Short-term rentals count
Airbnb and VRBO income can qualify, not just long-term leases.
Interest-only options
Lower your payment while you stabilize or reposition the property.
Close in your LLC
Hold properties in your business entity or your own name, whichever fits your plan.
Scale without limits
Purchase, refinance or pull cash out to fund your next deal, with no cap on financed properties.
From our clients
What investors say
“I was buying a commercial building, a new primary home and three rentals all at once. I handed Corie my portfolio list, and she mapped out everything: what I'd qualify for and which properties to refinance for the best outcome. She did all the work and made it easy. True white-glove service.”
“Corie isn't just my lender, she's my strategy partner. Every time I'm looking at a new property, we talk it through first. She walks me through the guidelines, makes sure I understand the whole picture and then builds the plan that gets it done.”
“I had a unique request, and other loan officers didn't know how to help me. I explained my situation to Corie. She knew the guidelines, knew which lender would take it and made a strong case for my deal. She stayed on top of every step, and we closed on time. I'm now on my 7th property with her.”
PURCHASE · REFI · CASH OUT
DSCR options for every stage of your portfolio
Buying your next rental
For investors buying long-term rentals, short-term rentals, BRRRR projects, or multi-family residential.
Unlocking equity or refinancing
For owners looking to pull cash for their next acquisition, fund a rehab, or lower their existing rate.
How it works
Every deal starts with a strategy
A few quick questions
Under 2 minutes. No credit pull. Your call starts with real context about the deal.
A 15-minute strategy call
We review the deal, your goals and your exit, and map out your best options. No hard credit pull.
3 options, side by side
Your deal structure plus 3 ways to finance it, side by side. Every report is built around your deal and your goals.
Who you'll speak with
The Kison Group
Corie works with real estate investors, and she's one herself.
With more than 10 years of investing and a background in finance and mortgage lending, she reads your deal the way you do: as an investment. She has built direct relationships with 90+ lenders and capital partners competing for your business. Like a skilled attorney who knows the law, she knows lender guidelines in detail and uses that knowledge to make the case for your deal, fight for approval and pivot fast when needed.
“I'd rather tell you a deal doesn't work than put you in a loan you regret. That's why every call ends with a strategy report: your numbers, your options, side by side. You decide from there.”
Got questions?
Frequently asked questions
Can I use DSCR financing if the property is currently vacant?
Yes! For unleased acquisitions, we use market rent from a standard appraisal (Form 1007 / 1025). This lets you close on vacant purchases, newly rehabbed properties or properties between tenants.
Can I use equity extracted from 1 property as down payment for another?
Yes. It's one of the most common ways investors grow their portfolio. Cash-out refi or HELOC proceeds from your existing rentals are considered seasoned cash and can be deployed directly into your next acquisition.
Do I need personal tax returns or W-2s at any point?
No. DSCR loans don't require tax returns, W-2s or pay stubs. Qualification is based on the cash flow generated by the property.
What DSCR ratio do I need?
Many programs look for 1.0 or higher, meaning the rent covers the full payment. Some lenders go below 1.0, and a higher ratio can get you better pricing. We'll show you where your property lands on the call.
Ready to Buy or Leverage Your Portfolio?
Book a 15-minute strategy call with our real estate advisory team. We will analyze your deal metrics or equity options and provide actionable loan scenarios.